Investing in New Businesses?

We need to make America productive again.  The only way to do that is to help new businesses get started.  All the net new jobs created since 1980 have been created by businesses that are only five years old.  Right now, they simply can’t get loans.  The amount of collateral a small business owner has to put up to get a loan hardly makes it worth it.  We spend a lot of money keeping our unemployment system going, but we need to start investing in our employment systems: new businesses.